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State Street Financial Select Sector SPDR ETF XLF

ETF Sector State Street Investment Management Expense 0.08% AUM $51.46B
$51.58
▲ 0.31 (+0.60%)
Price Chart

State Street Financial Select Sector SPDR ETF Price Chart

$51.58 ▲ +0.60% XLF · NYSEArca
Key Statistics

XLF Key Statistics

NAV$51.57
AUM$51.46B
Expense Ratio0.08%
Dividend Yield1.52%
YTD Return-4.33%
1-Year Return+1.22%
3-Year (annual.)+19.45%
5-Year (annual.)+8.17%
52-Week High$56.52
52-Week Low$47.67
Beta (3Y)0.85
InceptionDec 1998
Top Holdings

XLF Top 10 Holdings

#HoldingSymbolWeight
1 Berkshire Hathaway Inc Class B BRK-B 11.66%
2 JPMorgan Chase & Co JPM 11.34%
3 Visa Inc Class A V 7.44%
4 Mastercard Inc Class A MA 5.50%
5 Bank of America Corp BAC 4.76%
6 The Goldman Sachs Group Inc GS 3.72%
7 Wells Fargo & Co WFC 3.41%
8 Morgan Stanley MS 3.08%
9 Citigroup Inc C 3.00%
10 American Express Co AXP 2.32%

Holdings are the fund's largest positions and shift over time. Source: fund data, updated daily.

Sector Allocation

XLF Sector Allocation

Financial Services 98.0%
Technology 1.8%
Industrials 0.2%
The Both Eyes View

XLF — bull case vs bear case

Red Eye — Risks of XLF
  • Top-heavy: the largest holding is 11.66% of the fund, so a few names drive much of the performance.
  • Single-sector concentration means bigger swings and less diversification than a broad-market fund.
  • All ETFs carry market risk — the price can fall, and past performance does not predict future results.
Green Eye — The case for XLF
  • Very low cost — a 0.08% expense ratio leaves more of the return compounding for you.
  • Instant diversification across many holdings in one liquid ticker, with no stock-picking required.
  • A large, established fund ($51.46B AUM) means deep liquidity and tight bid-ask spreads.
The Both Eyes View weighs the bear case and the bull case. Not financial advice.
About XLF

About State Street Financial Select Sector SPDR ETF

The fund generally invests substantially all, but at least 95%, of its total assets in the securities comprising the index. The index includes companies that have been identified as Financial companies by the Global Industry Classification Standard, including securities of companies from the following industries: financial services; insurance; banks; capital markets; mortgage real estate investment trusts; and consumer finance. The fund is non-diversified.

This page tracks XLF's live price, holdings, expense ratio and returns, refreshed daily. For how we source market data, see our methodology.

XLF ETF FAQ

What does XLF hold?

State Street Financial Select Sector SPDR ETF (XLF) holds a portfolio led by BRK-B, JPM, V among its top positions. See the full top-10 holdings and sector breakdown above.

What is the XLF expense ratio?

The State Street Financial Select Sector SPDR ETF expense ratio is 0.08% per year — that is about $8.00 annually on a $10,000 investment.

Is XLF a good investment?

Whether XLF suits you depends on your goals, time horizon and risk tolerance. Weigh the bull case and bear case above, the cost, and how it fits your overall portfolio. Nothing here is financial advice.

Does XLF pay dividends?

State Street Financial Select Sector SPDR ETF distributes income with a current yield of about 1.52%. Distributions vary with the underlying holdings.

What index does XLF track?

State Street Financial Select Sector SPDR ETF is a sector ETF from State Street Investment Management. Its objective and benchmark index are detailed in the fund prospectus on the issuer's site.

ETF data is for information only and may be delayed. Nothing here is investment advice or a recommendation to buy or sell XLF. Markets are volatile and investing carries risk — always do your own research and read the fund prospectus.